A home is the most valuable asset some people own, not only because of its monetary value but also because it’s where they live. Understandably, homeowners want to ensure that their home is in the best shape possible, but this is sometimes a challenge when there are bad storms in their area.
Heavy rain, strong winds, tornadoes and straight-line winds can all lead to considerable damage of a home. The roof is one area that’s particularly vulnerable to damage during storms.
Missing or damaged shingles
Damaged or missing shingles signal that a home’s roof needs attention after a storm. Once they’re damaged or broken, water can seep beneath them and damage the underlying roof structure. This can lead to catastrophic damage of the home’s structure if the shingles are left as they are.
Leaks or water stains
Roof damage isn’t always noticeable from the outside. In some cases, water stains or leaks in the ceiling of the uppermost level of the home, such as the attic, is what lets the homeowner know the roof is damaged. These leaks can lead to mildew, mold and structural damage.
Granule loss
Asphalt roofs have a granule coating that protects it from UV rays and adds a fire-resistant property to the shingles. Seeing granules in the gutters or downspouts is a sign that the roof needs to be inspected. It’s normal to have some granule loss in a storm, but it shouldn’t be excessive. Once the granule loss is considerable, the shingles will deteriorate at a faster pace.
Debris on the roof
Debris such as branches, leaves or other objects on a roof can cause damage, especially if they have punctured or scraped the surface. If heavier debris is on the roof, structural damage might be present. Removing debris as quickly as safely possible is important. Once the debris is removed, a full inspection of the roof is likely needed.
Any homeowner who notices damage to their home’s roof after a storm should contact their insurance company to file a claim. Unfortunately, insurance companies aren’t always ready to pay claims, so it’s possible that some homeowners will have to fight for what they’re due. Working with a legal representative who can assist them with getting what they should for their claim can help.