Property Damage

Property owners in Florida carry insurance in part because mortgage lenders require this coverage. Even if they make cash purchases or have paid off the principal balance owed on the mortgage, they may continue not to pay for insurance coverage due to the risk of...

Most homeowners never think that something catastrophic will happen to their home, but they still obtain homeowners’ insurance just in case something does. One event that might occur is a tree falling on the home, which may be the result of a severe storm.  If a tree...

You know that you need to file an insurance claim and that you have valid coverage on your property. It has been significantly damaged, so you need compensation to pay for the repairs and other costs. However, you find it very difficult to actually get in touch with...

When a home sustains roof damage, homeowners may be so focused on having the roof repaired that they neglect to notice signs of other issues that may be caused by the issue with the roof. One of these problems is mold within the home.  It can be difficult to identify...

When you experience property damage, you expect your insurance company to cover you as promised when purchasing your policy. Unfortunately, your insurer may employ different tactics, including delaying your claim process, hoping you will get tired and, in turn, accept...

After a storm or any other property incident, hidden damages may remain undiscovered for months, only to surface when repairs begin or as issues worsen over time. Homeowners can find themselves in a tough position when these hidden damages are excluded from their...

When residential or commercial property floods, the damage can be extensive. Even a few minutes of flooding can result in millions of dollars in damage. Some properties become total losses, especially after significant events like hurricanes that affect thousands of...

When your property gets damaged, the last thing you want to do is deal with an insurance company trying to shortchange you. Unfortunately, that’s exactly what can happen. Insurance companies are in business to make money and may offer a quick lowball settlement offer,...

If you have an insurance claim, your insurance company may request that you submit a proof of loss form. A proof of loss form is a document that you're providing to the insurance company, which you're saying represents what your claim is for. This form provides a...

When many people think of climate change, they just imagine that things are slowly getting warmer. But this is only a small part of the issue, according to NASA. Researchers note that these climate changes are creating more extreme weather on a global scale. For...