When many people think of climate change, they just imagine that things are slowly getting warmer. But this is only a small part of the issue, according to NASA. Researchers note that these climate changes are creating more extreme weather on a global scale.
For example, hurricanes are violent and cause widespread flooding. Wildfires move across certain parts of the country, especially in the summer months. While some areas are flooded by tropical storms, others experience droughts for months or even years on end. As the planet experiences more and more record-breaking temperatures – which edge a little higher each year, with 2024 on pace to be the hottest ever – the water levels continue to rise. This can lead to flooding and more volatile ocean conditions.
What does this mean as a property owner?
On an individual basis, property owners simply have to accept that these changes are happening. But it’s important for them to be aware of the issues and how they could cause damage to their property.
For instance, more aggressive windstorms could tear off shingles and damage roofs. Torrential rains could cause water damage inside a property, extensively damaging both the interior and the exterior.
Even when a home can withstand some of these events, they still take a cumulative toll. A roof may be rated to last for 30 years under normal conditions, for example. But is it actually going to last for 30 years under these new, more extreme weather conditions?
If you are a property owner who has seen extensive damage, you may file a claim with your insurance company. This can get complex, especially if the insurance company denies the claim. Be sure you know exactly what legal options you have.