Property Damage

A home is the most valuable asset some people own, not only because of its monetary value but also because it’s where they live. Understandably, homeowners want to ensure that their home is in the best shape possible, but this is sometimes a challenge when there are...

When lightning strikes, it seeks the easiest path to the ground. That often means that it tries to strike tall objects. Some of them, such as trees, actually send sparks up to meet the lightning as it approaches. This establishes a connection, and the electricity is...

If you are a property owner, few disasters can be as devastating as a sewage backup. The foul odors, contaminated water and potential structural damage can quickly turn your residential or commercial space into an uninhabitable mess. In addition to the immediate...

We are halfway through May, meaning that hurricane season looms ahead in just a couple of weeks. The National Oceanic and Atmospheric Administration (NOAA) is once again predicting an active storm season, with one model suggesting there could be as many as 22 named...

If your home suffers water damage in a flood, a storm or some other fashion – such as a broken pipe – there may be significant water damage that is immediately obvious. Maybe you can see where the water is coming in through a damaged roof. Maybe there’s standing water...

Homeowners’ insurance provides valuable coverage for what’s likely a person’s most valuable asset. While most people pay for this coverage with the hope of never having to use it, there are times when they may need to make a claim. One event that may necessitate that...

Florida homeowners often invest substantially in insurance coverage. A homeowner's insurance policy can protect them from liability and may also provide key coverage after a storm causes damage. People often set their policy terms when they hope they never need...

Your home insurance can be a true lifesaver when unexpected incidents strike. It acts as a safety net during challenging times, designed to financially protect you from various damages and losses. However, not all such claims sail through. Mistakes in the claims...

Hurricanes have been changing over the decades. They’ve always been dangerous, but they seem to be getting worse in recent years. For example, in an article from NASA, scientists revealed that they had created a model predicting the rainfall rate in hurricanes. That...

When bad storms and hurricanes hit, the consequences can last long after the winds and rain have stopped. One of the biggest – and most dangerous – concerns can be the presence of “black water” in your home from storm-related flooding. What is black water? Black water...